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     Newfoundland and Labrador

The Newfoundland and Labrador Personal Property Registry (PPR) provides access to register and search personal property security notices.

If you want full access to PPRS you will need to sign up for an ACOL client account. An account will provide you with one or more user IDs and passwords in order to login to PPRS. You can use an account to access the Newfoundland and Labrador PPR and all other ACOL PPRS jurisdictions.

If you do not have an account, you have two options:

  1. Use the Lien Check Service. Lien Check supports serial number searching only and requires a valid credit card.
  2. Pay a value-added service provider to access the PPR for you: find a value-added service provider to help you.

Computer workstations with access to the Lien Check Service and for login with your ACOL account are located at the following location:

Commercial Registrations Division 
59 Elizabeth Avenue
St. John's, NL

Phone: (709) 729-3300

Please note that staff are prohibited by legislation from entering or searching information in the system on behalf of the client.

For assistance and support when using these terminals, contact the ACOL Client Support Centre.

 For all matters pertaining to ACOL PPRS please contact the Client Support Centre (CSC).  When required, CSC staff will refer your questions or concerns to an appropriate government contact person.

Government department or agency responsible for Newfoundland and Labrador PPR:
Service NL
Consumer and Commercial Affairs Branch
Commercial Registrations Division
Government PPR website:Newfoundland and Labrador government PPR website
Contact information:Commercial Registrations Division contact information
PPR Product Description:

Newfoundland and Labrador PPR Product Description

The PPR Product Description is included by reference within the Terms and Conditions for access to ACOL PPRS. In addition to formally describing the service, it includes sections on Access Conditions, Limitation, Indemnity and Disclaimer.

 

The Newfoundland and Labrador Personal Property Security Act, Chapter P-7.1, 1998, was assented to by the House of Assembly on December 15, 1998 and proclaimed on December 13, 1999. The links below will take you to copies of the Act and Regulations on the Government of Newfoundland and Labrador website:

Amended Acts

  • Conveyancing Act
  • Evidence Act
  • Family Law Act
  • Innkeepers Act
  • Judgment Enforcement Act
  • Registration of Deeds Act
  • Sale of Goods Act
  • Warehouser's Lien Act

Repealed Acts

  • Assignment of Book Debts Act
  • Bills of Sale Act
  • Conditional Sales Act
  • Part I, II, and III of the Security Interest Registration Act

Publications

Please be advised of the following gazette publications:

  • December 3, 1999 -- 102/99 Judgment Enforcement Regulations
  • December 3, 1999 -- 103/99 Personal Property Security Regulations
  • December 10, 1999 -- 107/99 Proclamation Date of PPSA December 13

To order the printed official final version of the Personal Property Security Act, contact:

Office of the Queen's Printer
Service NL
Government of Newfoundland and Labrador
P.O. Box 8700
St. John's, NL  A1B 4J6

Phone 709 729-3649
Fax 709 729-1900

E-mail queensprinter@gov.nl.ca

The following fees are pursuant to section 72(1)(d) of the Personal Property Security Act, SN 1998, c. P-7.1 and prescribed in Part VIII of the Personal Property Security Regulations.

 Period/InstanceAmount
Registrations1 - 25 yearsinitial fee$25.00
plus for each year of the period$9.00 per year
Infinity$500.00
Renew a registration1 - 25 yearseach year of the period$9.00
Infinity$500.00
Discharge a registration$10.00
Re-register a registration under subsection 36(7) PPSANo fee
Amend a registration$10.00
Effect a global change of multiple registrations$500.00
Search the registry$10.00 per search

Effective date: 1 January 2016

For all PPRS-related news go to the PPRS News page.

For client application and account management forms go to ACOL PPRS Information Kit files.

PublicationDescription
Newfoundland and Labrador PPR Information GuideA three-page introduction to the service suitable for printing.
NL PPR Newsletter 1 - Oct 1999First of three newsletters published in 1999 by Newfoundland and Labrador when enacting the Personal Property Security Act and becoming available via ACOL PPRS.
NL PPR Newsletter 2 - Nov 1999Second of three newsletters.
NL PPR Newsletter 3 - Dec 1999Third of three newsletters.
Atlantic Personal Property Newsletter - Oct 2001A newsletter jointly published by the four Atlantic Provinces in 2001 including additional guidance and suggestions for ACOL PPRS users.
Newfoundland and Labrador government PPR websiteGovernment website that may contain additional news and information.
Understanding your Lien Check Search Result ReportA two-page description to help you better understand your Lien Check search result report.

 

People registering or searching in the Personal Property Registry may also have need to access one of the following other property-related registries.

General Description of the Registry

Registry Link (opens in a new tab)

Land Registry descriptionNewfoundland and Labrador Registry of Deeds
Motor Vehicle Registry descriptionNewfoundland and Labrador Registry of Motor Vehicles
Corporate Registry descriptionNewfoundland and Labrador Registy of Companies

 

Land Registry description

Real property registries are provincial and territorial systems with names like Land Registry, Land Registration System, Land Title System, and Registry of Deeds.  These systems record the current and past owners of the land, including transfers of ownership.  These systems also record interests in land such as mortgages and judgments.

There are personal property security interests which must be registered in both the land registry and the Personal Property Registry, for example: crops and fixtures (such as structures temporarily attached to land).

Unlike the land registry, PPRS does not provide definitive information about the ownership of property.  A “security interest” is not the same as ownership.

 

Motor Vehicle Registry description

Motor vehicle registries are provincial and territorial systems that record vehicle ownership and operator licensing information.

Motor vehicle registries are very important tools for determining where in Canada a vehicle is located (registered).  When a debtor or collateral move from one jurisdiction to another, it may be necessary for an additional PPRS registration to be created in the new jurisdiction.

Unlike motor vehicle registries, Personal Property Registries do not define the ownership of the motor vehicle.  A “security interest” is not the same as ownership.  For example, the person (debtor) listed in the registration may have been a co-signor on a loan or may have already sold the vehicle.

In the United States, motor vehicle registries also record liens as part of a vehicle “title”.  As a result, some people from the USA will approach the motor vehicle registry instead of the Personal Property Registry for information about security interests.  This is not applicable in Canada.

 

Corporate Registry description

Corporate registries are provincial and territorial systems that record the legal name and key pertinent information for corporate entities.  Registries may also include other entities such as registered partnerships, associations, syndicates and joint ventures.

Accurate names are very important in PPRS.  When a debtor or secured party is a corporation, the corporate registry is a definitive source for an accurate name.

In some jurisdictions around the world, the corporate or company registry is also a place to record “charges” against a company’s assets. This is not applicable in Canada.  Instead, if pertaining to personal property, such “charges” would be registered as security interests in the Personal Property Registry.